Flexible financing for overseas buyers of Australian property
BC Capital makes it easier for non-resident borrowers to buy Australian property – offering clients a network across Asia with an
in-depth understanding of the Australian property market.
A comprehensive product suite for non-residents of Australia
BC Freedom
Low variable rate
New product
BC Expat Super Saver
Low variable rate with wide range of acceptable visa classes
Reduced upfront fees
No Settlement fee
Reduced legal fee
Product features
Borrower type
Non residents of Australia salaried or self-employed
Repayment type
Principal and interest or interest only
Loan purpose
New purchase, refinance or equity release
Repayment method
Monthly repayments by direct debit from the borrowers Australian bank account
Interest rate
Variable or fixed
Interest only period
A maximum of five years
Up to $1,500,000
Maximum loan
$150,000
Minimum loan
Up to 75%
Maximum LVR
28 years
Maximum loan term
Other features
Online portal
Confirmation of Loan Acceptance within 48 hours
Unlimited additional repayments
We make borrowing simple
Our multilingual team will help guide your clients through each step of your application
Lodge application
Work with your mortgage broker to complete and submit your application form and required documents.
Conditional approval
We review your application. Generally, we issue confirmation of loan acceptance within 48 hours.
Documents issued and signed
When all checks out, we will issue the formal loan approval and send you the documents for signing
Settlement
Your settlement is finalised!
Calculators
Borrowing power
Calculate how much you can borrow. You’ll need your income and expenses to get an estimate.
Loan repayment
Calculate what your loan repayment will be and repayment frequency.
Stamp duty
Calculate a stamp duty depending on property location and the value of your the property.
BC Capital Australia Pty Ltd (BCCA)
ACN 614 198 480 | Australian Credit Licence Number 505452
BCCA is a member of the BC Investment Group Holdings Limited Group of Companies